How Credit Scores Affect Mortgage Pricing
Updated August 18, 2026 · admin
Why the score matters
The CFPB says credit scores and credit-report information affect mortgage eligibility and pricing. Higher scores generally qualify for lower interest rates.
Before applying
- Check reports for errors well in advance.
- Avoid opening several new credit accounts shortly before applying.
- Compare the full Loan Estimate, not only the rate.
Primary source: CFPB credit score guidance
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