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Retirement

A Five-Point Retirement Readiness Check

Updated August 18, 2026 · admin

A Five-Point Retirement Readiness Check

Your annual review

  1. Estimate essential and flexible retirement spending.
  2. List expected income sources and start dates.
  3. Check asset allocation against the planned withdrawal horizon.
  4. Plan for health care and long-term support costs.
  5. Review beneficiaries and account access.

Use official retirement and savings calculators to test several return and inflation assumptions rather than relying on one projection.

Tools: Investor.gov calculators
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